Outstanding Finance Check

Check for Outstanding Finance by entering your car registration number.

    Check if a car has a Outstanding Finance, also known as a loan instantly.


    Before making any purchase, find out if a vehicle has outstanding finance.

    It's illegal to sell a car in the UK if it has outstanding finance, but unfortunately, this doesn't stop some people from trying. If you own a car that has outstanding finance on it, you may have to prove that you have the legal right to own the vehicle, which can be difficult since the finance company technically still owns the car. In some cases, the finance company may even repossess the vehicle if you don't settle the outstanding finance yourself.

    To avoid these issues and enjoy complete peace of mind, it's important to conduct an outstanding finance check before buying or selling a car. Our service allows you to quickly and easily verify the ownership status of a vehicle, so you can be sure that the car actually belongs to you.

    Don't take any chances when it comes to buying or selling a car. Protect yourself and your investment with an outstanding finance check from our team. Get started today and enjoy complete peace of mind.

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    Information from DVLA

    Car tax and MOT history directly from DVLA

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    Get peace of mind with a outstanding car finance history

    Get an instant, single, easy-to-read outstanding car finance report

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    We offer you a outstanding finance history to help you make better purchase decisions.

    Full Finance History
    Full Outstanding Finance History

    Find out the detailed outstanding finance history for any vehicle in the UK using our free online car check service.


    What information can be obtained from an outstanding finance check? What information can be obtained from an outstanding finance check?

    Our check provide detailed information on the ownership status of a vehicle, including whether there is any outstanding finance on the car and, if so, who the finance company is and how much is still owed. This information can be crucial for anyone buying or selling a car, as it helps to ensure that the transaction is legal and that both parties are protected.

    Why is it worth the effort to conduct an outstanding finance check? Why is it worth the effort to conduct an outstanding finance check??

    These checks provide valuable information on the ownership status of a car, which is crucial for anyone who is buying or selling a vehicle. By conducting an outstanding finance check, you can verify that the car is not subject to any outstanding finance and that the transaction is legal. Without an outstanding finance check, there is a risk that the car may be repossessed by the finance company, leaving the buyer with no legal ownership of the vehicle. In short, an outstanding finance check can save you time, money, and stress in the long run.

    Can I sell a car with outstanding finance? Can I sell a car with outstanding finance?

    There are lots of legitimate reasons for needing to sell your vehicle before you have finished paying off any outstanding finance. Maybe your situation have changed and the vehicle is no more fit for the purpose. Or perhaps your financial situation differs and you cannot manage to keep up with the payments. No matter the reason, it is important to be aware that it is not impossible to market a car. Make sure that financial arrangements have been covered to pay off the outstanding finance and/or agree with the terms of sale with the company.

    Can I check how much finance is left on a car?  Can I check how much finance is left on a car?

    To check how much finance left on a car, enter vehicle registration and perform a full check, giving you a finance agreement date plus the finance company's phone number.

    What should you do if a vehicle check reveals that there is still finance on the car?  What should you do if a vehicle check reveals that there is still finance on the car?

    If the vehicle check shows that there is outstanding finance on the car, it's important to contact the finance company and determine the best course of action. In some cases, the seller may be able to pay off the outstanding finance and transfer ownership of the car to the buyer. In other cases, the buyer may need to negotiate directly with the finance company to take over the remaining payments. It's important to carefully review the situation and consider all options before proceeding with the sale.